1. Introduction
Welcome to ADCB.US! These Terms of Service ("Terms") govern your access to and use of our services, including our website and mobile applications. By using our services, you agree to comply with these Terms. If you do not agree with any part of these Terms, please refrain from using our services.
2. Acceptance of Terms
By accessing or using ADCB.US services, you confirm that you are at least 18 years old or have parental consent to use our services. If you are accessing our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
3. Account Registration
To use certain features of our services, you may need to create an account. You agree to:
4. Services Offered
ADCB.US provides a range of banking services, including but not limited to:
We reserve the right to modify or discontinue any services at our discretion.
5. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:
6. Fees and Charges
ADCB.US may charge fees for certain services, including but not limited to account maintenance, transactions, and loans. We will provide you with information regarding applicable fees and charges, which may be updated from time to time. By using our services, you agree to pay all applicable fees.
7. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.
8. Intellectual Property
All content and materials available on the ADCB.US website and applications, including but not limited to text, graphics, logos, and software, are the property of ADCB.US or our licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the services for personal, non-commercial use only.
9. Dispute Resolution
In the event of any dispute arising out of or relating to these Terms or your use of the services, you agree to resolve the dispute through binding arbitration in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action.
10. Limitation of Liability
To the fullest extent permitted by law, ADCB.US shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use our services. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
11. Indemnification
You agree to indemnify, defend, and hold harmless ADCB.US, its affiliates, officers, directors, and employees from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of your use of the services or your violation of these Terms.
12. Changes to Terms
ADCB.US reserves the right to modify these Terms at any time. We will notify you of any significant changes through our website or by other means. Your continued use of the services after any modifications constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state in which ADCB.US is headquartered, without regard to its conflict of law principles.
14. Contact Information
For any questions, concerns, or requests regarding these Terms, please contact us at:
Conclusion
By using ADCB.US services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing ADCB.US!